Legal Dynamics, Inc. 424 E. Central Blvd, #405 • Orlando, FL 32801 • Toll Free 800-565-8067
QDROs are Simple to Create with Legal Dynamics.The QDRO process is easy with Legal Dynamics. We make QDROs simple and easy for you through Legal DynamicsQDRO files made simple for your through Legal DyanmicsYou have an advocate for your QDRO with Legal Dynamics.

Free Initial Consult!
1-800-690-6445 - Western U.S.
1-800-565-8067 - Eastern U.S.

WHAT WILL A “QDRO” CONSULTANT DO FOR ME?

Your QDRO Consultant will advocate for your best interest over that of the other party, the plan administrator and the fund manager to make sure you receive your full share of retirement benefits. A QDRO that is drafted as early in the divorce process can:

1. ensure award includes vested and non-vested portions
2. ensure award includes earnings, COLAs, subsidies, supplements, and temporary benefits
3. declare plan loans and attribute to proper party
4. define award using proper coverture (for inflation protection)
5. extend to predecessor and successor employers and plans
6. clarify whether loan balances reduce award
7. include contributions not allocated until year end
8. transfer cost basis for after tax contributions
9. define how earnings are calculated
10. address fund allocation and direct liquidation or “in-kind” transfers
11. clarify proper coverture (for inflation protection)
12. direct that the transfer will take place as soon as possible
13. direct payments be recalculated using the life expectancy of the receiving party
14. request segregated account
15. grant investment direction rights

* Parties who have a QDRO drafted after the divorce risk losing some or all of the above.

In addition, your QDRO consultant can be engaged to draft settlement language to:

a. award death benefits and designate survivorship under ERISA
b. provide a release for full disclosure
c. extend client’s "insurable interest" for life insurance
d. leave estate open if the participant doesn't cooperate to ensure death protection
e. clarify death benefits and survivorship
f. prevent conversion of benefits to a non-transferrable disability benefit
g. have benefits transfer to spouse’s beneficiary(s) or estate upon death

* Without death protection, benefits may be forfeited and/or cease upon either party’s death.

All divorcing parties need an expert to advocate for their best interest.

QDROs are NEVER impartial documents.

Click here to learn more or to start the process.

 

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